If you seek a loan to manage cashflow or seize investment possibilities, we use proprietary software that takes into account your entire portfolio in deciding how much we can lend. This could help you fully realise the benefits of a diversified portfolio. By calculating the risk attached to a particular portfolio, the software also helps you avoid being financially trapped by unexpected events, and decide amongst different portfolios.
Residential Real Estate FinancingWe provide residential property financing in Singapore, Hong Kong, Manila, China, Malaysia, Indonesia and London. The mortgage products available are:
- Long Term Amortising Loans
- Flexible Revolving Facility
- Multicurrency Loans
We offer a range of interest rate options, including:
- SGD term loans based on the Singapore Swap Offer Rate (SOR)
- Cost of Funds-based interest rates for revolving facilities and multicurrency loans
The ability to lock in interest rates for 1, 3, 6, 9 and 12 months
Commercial Real Estate FinancingWe provide our clients with commercial property financing through OCBC Bank, in various major cities around the world.
Loans on Insurance PoliciesWe provide financing for Universal Life Insurance single premium policies issued by approved insurance companies.
We are a subsidiary of OCBC Bank, the World’s Strongest Bank for two years, 2011 and 2012 – as ranked by Bloomberg Markets.