Regulations

Accredited Investor Regime

Schedule Explanation of Effect of Being Treated as AI

Best Execution

Bank of Singapore is expected to comply in delivering best execution in respect of certain financial instruments within the scope of requirements imposed by applicable laws and regulations in the locations we operate in.

Best Execution Policy

Corporate Governance

We believe in transparency and being forthright with all clients and investors. We strive to disclose all information that could help you evaluate our strengths and understand the corporate governance of our Bank. We have a transparent governance structure that ensures the interests of all our stakeholders are protected.

Corporate Governance Report

Fair Dealing

In line with the culture of our parent, OCBC Bank, we are focused on building enduring relationships with clients by making fair dealing the basis of our business. In our dealings with you:

You will be offered only products and services that you need or are suitable for you.
You will deal only with competent staff who can give quality investment views and recommendations.
You will be able to make informed decisions because we will provide clear, relevant and timely information.
Your complaints, if any, will be handled independently, effectively and promptly.

Fair dealing is embedded in the Purpose and Values that are the bedrock of both banks, especially in our Value of Integrity. These Values – the others are Customers, People, Teamwork, Prudent Risk Taking and Effectiveness – are continuously and consistently instilled as principles both to guide decisions and behaviour, and to inspire our people.

Whistleblowing Programme

Risk-Based Capital Adequacy

Bank of Singapore's Common Equity Tier 1 Capital Adequacy Ratio (CAR), Tier 1 CAR and Total CAR, as of 31 March 2023, were above the minimum 6.5%, 8% and 10% required by the Monetary Authority of Singapore, respectively.

Internet Disclosure 31 March 2023

BOS Wealth Management Regulatory Information

Trading Venues

In accordance with BOS Wealth Management Europe’s regulatory duties, in the context of our reception and transmission of client orders services, please find below the list of venues where BOS Wealth Management Europe S.A. has transmitted 100% of clients’ orders for execution in 2022:

Bank of Singapore Limited* - Good quality of execution

This information is applicable for orders with respect to all classes of financial instruments.

*This entity is regulated by the Monetary Authority in Singapore under Singapore law and is not subject to MiFID II

Environmental, Social and Governance

BOS Wealth Management Europe’s Environmental, Social and Governance (ESG) Disclosures issued in the context of the regulation on sustainability-related disclosures in the financial services sector (the “SFDR”)

ESG Disclosure

Singapore Regulatory Disclosures

Extract of Audited Financial Statements

2022

[English] Extract of audited financial statements

[Chinese] Extract of audited financial statements

[Malay] Extract of audited financial statements

[Tamil] Extract of audited financial statements

Hong Kong Payment Arrangements for Property Transactions (PAPT)

To enhance customer protection and efficiency of payment, the banking industry provides customers with an additional payment arrangement for property transactions as an alternative to the existing arrangement. This applies to refinancing transactions of residential properties in Hong Kong including car parking space in a residential building whether independently or together with a residential unit. This has been endorsed by the Hong Kong Monetary Authority.

Additional Payment Arrangements for Property Transactions

Hong Kong Regulatory Disclosures - Banking (Disclosure) Rules

Financial Disclosure Statements - Hong Kong Branch

2023

Banking Disclosure statement 31 March 2023

2022

Annual financial year ended 31 Dec 2022

Banking Disclosure statement 30 Sep 2022

Interim financial year ended 30 June 2022

Banking Disclosure statement 31 March 2022

2021

Annual financial year ended 31 December 2021