General Legal Disclaimer

Introduction

You are connected to "www.bankofsingapore.com", the website of the Bank of Singapore, International Private Banking Wealth Management System (the “Service”) belonging to Bank of Singapore Limited (the “Bank”). Use of the Service is governed by the terms and conditions set out in the Web Services Agreement.

Financial information and reports available on this website

This financial information and reports available on the website are for restricted circulation and are addressed solely to the clients of the Bank. The information contained therein is for information purposes only and should not be construed as any specific investment advice or offer or solicitation for the purchase or sale of any particular investment product.

Whilst the utmost care and effort has been taken in preparation and supply of financial information and reports, the Bank is not responsible for the accuracy or completeness of the information contained therein and shall be subject to change without notice.

Reports have not been prepared with any specific risk profile or investment objective in mind, and you are advised to consider any investment decision carefully and to consult your relationship manager prior to making any decision.

Bank of Singapore forms part of the OCBC Group (being for this purpose OCBC Bank and / or its subsidiaries, related and affiliated companies). Companies in the OCBC Group may perform or seek to perform broking and other investment or securities-related services for the corporations whose securities are mentioned in this website as well as other parties generally.

No information or report on this website should be construed or regarded as an offer nor a solicitation to buy, sell or otherwise deal with any investment product and is not intended for distribution to, or use by, any person in any jurisdiction, including the United States, where such investment product is not authorised or registered for distribution in, or which the dissemination of information on the investment product is prohibited or restricted by law.

Neither Bank of Singapore Limited nor any of its officers accept any liability for any loss whatsoever arising out of or in connection with the use of financial information or reports available on this website.

Access to the Website

In so far as the website “www.bankofsingapore.com " can be accessed from anywhere in the world, it is your responsibility to comply with the laws of the country in which you are resident and/or using the Service and you will bear any direct or indirect consequences resulting from non-compliance with such legal and regulatory requirements. The Bank cannot under any circumstances be held liable for such violation. Notwithstanding the foregoing, the Bank nevertheless reserves the right to impose geographical limits on access to its website and/or Service.

The Bank shall not be held liable in the event of problems attributable to the defective operation or poor configuration or general use of the computer equipment or where the computer equipment used by you is not sufficiently powerful. The same shall be true for any loss or damage that connection to the Service and/or the use of any software thereon may cause to your computer equipment (whether hardware or software) or to stored data. All information sent by the Bank to you through this website and Service shall be sent under your responsibility and at your risk and peril in accordance with knowledge of the risks involved in the Internet network. In no circumstances shall the Bank be held liable for poor reception or non-receipt of any information sent.

Market data and information

Your attention is drawn to the fact that, for technical reasons and system limitations of the Bank’s information providers, market indexes, stock-exchange prices and rates are transmitted with a time delay. On no account may the Bank be held liable for errors or delays applied to quotations and indexes, or for the direct or indirect consequences thereof.

Use of information - intellectual property rights

The website "www.bankofsingapore.com" constitutes a protected work in respect of intellectual property. In a general sense, the property rights of the Bank and its suppliers must be respected. You shall not acquire any property right in respect of software, programs, information, applications or instructions made available to you by the Bank. The Bank only grants you a right of use. You undertake to respect the rules of use issued by the Bank and shall refrain from making any copies, modifications or adaptations and shall not make them available to third parties.

All these elements and information must not be resold or redistributed by any means whatsoever.